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Posted by: thepinetree on 07/08/2009 03:31 PM Updated by: Kim_Hamilton on 08/13/2009 09:25 AM
Expires: 01/01/2014 12:00 AM
:

Leave a Legacy through Charitable Giving ~by Steve Hayward

Angels Camp, CA...Schools, hospitals, museums, zoos, arts organizations, recreational facilities and places of worship all strive to make the world a better place and to improve the quality of our everyday lives. Many, if not most, of these organizations are non-profit, which means they are supported primarily by public and private contributions....


Contributing money to a charitable organization is not only a generous act, but also one that is extremely rewarding. You may want to make a larger contribution to a local organization or cause but feel it would put a strain on your budget.

However, with a little advance planning, you can contribute a much larger gift than you ever thought possible in your lifetime. And you can do so with life insurance. Other options include remainder trusts, gift annuities or wealth replacement trusts.

Depending on the product you select, you can determine the amount of your yearly charitable contribution and use your yearly contribution to purchase and pay for a life insurance policy. The charitable organization owns the policy and is the beneficiary of its proceeds. The organization may use dividends, borrow or withdraw cash values during the life of the policy to meet their organization’s goals.

Participating in a charitable life insurance program not only offers opportunity to make a difference, it is also a resourceful way to meet your charitable giving goals without putting a strain on your budget. Meet with your financial and legal advisors to discuss what options are available to you to accomplish your charitable objectives.

Steve Hayward State Farm is much more than just an insurance agency. They are a full service financial services specialist that can meet your needs for Insurance, Mutual Funds, Banking, Credit Cards and even Loans. They serve All of Calaveras County including:

- Altaville
- Angels Camp
- Arnold
- Avery
- Bear Valley
- Burson
- Camp Connell
- Campo Seco
- Copperopolis
- Dorrington
- Douglas Flat
- Glencoe
- Hathaway Pines
- Mokelumne Hill
- Mountain Ranch
- Murphys
- Rail Road Flat
- San Andreas (County Seat)
- Sheep Ranch
- Vallecito
- Valley Springs
- Wallace
- West Point
- Wilseyville

Home, Life, Health & More
Homeowners Insurance

Whether you own a house or condominium, or live in rental property, we have a policy that is right for you.
Health and Disability

We can help you with Individual Medical, Disability policies, Long Term Care, Medicare Supplement, and Supplemental Medical Insurance.

Find the plan that meets your needs.
Life & Annuities

We offer a broad spectrum of Life Insurance and Annuities products to fit most situations. Learn More.
Business Insurance

Let us help you build the best strategy for a secure business future. Get Started.

State Farm Mutual Funds©

With a wide variety of investment choices, State Farm Mutual Funds may have options to fit your needs. Check out our helpful guide to find the right fund for you.
Build your future one decision at a time.

Bank Accounts
Bank with a company you already know and trust.
State Farm Bank® offers convenience, security and competitive rates on a wide range of products.

Switch your accounts to State Farm Bank!

Online banking makes it possible for you to bank from anywhere, any time. Pay your bills online, get detailed transaction information and transfer funds between your State Farm Bank accounts quickly and easily.

Our friendly customer service is available 24 hours a day, 7 days a week.

FDIC Transaction Account Guarantee Program
Take a quick tour of our bank
View all State Farm Bank® Accounts
Special Information on Tax Forms

Credit Cards
Carry the credit card that fits your lifestyle.
State Farm Visa® credit cards meet your unique needs by offering a choice of credit cards with a variety of features, rates, and rewards.
# Worldwide acceptance and ATM accessibility
# Know you are secure with 24-hr Good Neighbor service
# Free auto rental coverage that complements your policy
# Keep track of your spending with FREE year-end summary statements now available when you access your State Farm Credit Card account.
# No annual fee

Select the card that's right for you
Check your credit


Loans
Let a good neighbor
lend a hand.
State Farm Bank® offers competitive loan products including:
# Mortgage Loans
# Home Equity Loans/Line of Credit
# Vehicle Loans (or a loan for a new boat or new RV)
# Business Loans
Go with a name you already
know and trust.



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