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Posted by: thepinetree on 12/08/2017 08:19 PM Updated by: thepinetree on 12/08/2017 08:19 PM
Expires: 01/01/2022 12:00 AM
:

Attorney General Becerra Joins Amicus Brief Calling For CFPB’s Independence

Sacramento, CA...California Attorney General Xavier Becerra today called on the Trump Administration to respect the Consumer Financial Protection Bureau’s (CFPB) independence. The CFPB works tirelessly to protect consumers from fraud, abuse, and unfair business practices, and has returned $12 billion to American consumers since being created in the wake of the financial crisis. It was carefully crafted by Congress to be an independent agency.








On November 24, 2017, CFPB Director Richard Cordray stepped down and Deputy Director Leandra English became acting director pursuant to the law governing the CFPB, 12 USC s. 5491(b)(2), which states: “There is established the position of Deputy Director, who shall - (A) be appointed by the Director; and (B) serve as acting Director in the absence or unavailability of the Director." That same day, President Donald Trump moved to politically appoint a known antagonist of the CFPB, Mick Mulvaney, the Office of Management and Budget Director, as the acting CFPB Director. "Sick, sad joke" are the words Mulvaney has used to describe the agency which protects consumers, veterans and loan borrowers.

“Under the leadership of Richard Cordray, the CFPB set new standards for protecting mortgage and student borrowers, brought landmark actions against big banks, and proposed critical reforms to payday lending practices, mandatory arbitration, and bank overdraft fees,” said Attorney General Becerra. “President Donald Trump, however, is attempting a hostile takeover of this independent agency by contravening the Dodd-Frank Act and installing as acting director a man who has repeatedly sided with Wall Street instead of Main Street. It is an absolute insult to hardworking Americans.

"In California and the Attorney General's Office, we are committed to moving forward, and we will do everything in our power to defend this critical agency," added Attorney General Becerra. “The CFPB must remain independent of Wall Street and politics. Its job is to protect and empower consumers.”

In the amicus brief filed today, Attorney General Becerra and 17 attorneys general argue that while there is a legal mechanism for President Trump to nominate a new director for the CFPB – an appointment subject to the advice and consent of the Senate – President Trump has not taken that path here. Undermining the statutory structure of the agency harms the States’ ability to enforce myriad consumer financial laws that protect their residents.

Attorney General Becerra joins the Attorneys General of Washington D.C., Connecticut, Delaware, Hawai'i, Illinois, Iowa, Maine, Maryland, Massachusetts, Minnesota, New Mexico, New York, Oregon, Pennsylvania, Rhode Island, Vermont, And Washington in filing this amicus brief.

Since taking office, Attorney General Becerra has supported and worked with the CFPB. Among other actions, he stands with the agency for issuing its Payday Lending Rule, which will prevent the worst harms associated with short-term payday lending, and for launching its Arbitration Rule, which would have allowed people to pursue justice against financial services companies had it not been overturned by Republicans in Congress. In addition, Attorney General Becerra, joined by 12 attorneys general and the Consumer Financial Protection Bureau, secured a settlement with Aequitas Capital Management Inc., a private equity firm, to provide over $51 million in debt relief to Californians who attended Corinthian Colleges and $183 million nationwide.

A copy of the brief is attached to the electronic version of this release at oag.ca.gov/news.

# # #


Comments - Make a comment
The comments are owned by the poster. We are not responsible for its content. We value free speech but remember this is a public forum and we hope that people would use common sense and decency. If you see an offensive comment please email us at news@thepinetree.net
I can tell you one thing for sure
Posted on: 2017-12-08 21:12:30   By: Anonymous
 
Gay tie.

[Reply ]

    Re: I can tell you one thing for sure
    Posted on: 2017-12-09 05:21:30   By: Anonymous
     
    Deport him !

    [Reply ]

No Subject
Posted on: 2017-12-09 07:21:56   By: Anonymous
 
This is an important agency for consumers, which includes everyone in Calaveras County. It is disappointing that the posted comments are typically juvenile, rather than serious.

Add this to the reasons there should never be a State of Jefferson - people in Calaveras and the other rural counties that would be part of Jefferson are not smart enough or serious enough to be self-governing. Don't believe me? Look at our BOS and their complete inability to develop and implement a workable policy on cannabis. Pathetic.

[Reply ]

    Agree
    Posted on: 2017-12-09 08:24:15   By: Anonymous
     
    Agree, it seems America with the $ of the Oligarchs has gone stupid. With stolen elections , the Republicans are aiming to destroy education, which is the cornerstone of equality.
    The Republicans are at war with the middle class, doing the work of their main donors, the $Billionaires.
    An uneducated poor underclass is their goal, a feudal state, Democracy lost.


    [Reply ]

    Re:
    Posted on: 2017-12-09 09:59:06   By: Anonymous
     
    This agency never was about consumers. It was created to funnel money to left wing organizations and as another arm of the unelected permanent SWAMP. We don't work for DC!! DC works for us.

    [Reply ]

      Re:
      Posted on: 2017-12-09 16:20:30   By: Anonymous
       
      This isn't true. It funnels no money. It's not even very well funded thanks to Republicans.

      But if it's OK to just make stuff up, then I'll tell you it is definitely proven that Trump is a transgendered 71 year old woman. There,...now you can hate him and get on the right side of history.

      BTW, I got that information from Kellyanne Conway herself. She has kept it quiet because if it were widely known, then Republicans would insist that Trump use the women's restroom and....really....you can see why Kellyanne wouldn't want that.

      [Reply ]

    Re: typically juvenile
    Posted on: 2017-12-09 10:11:31   By: Anonymous
     
    Boobies!

    [Reply ]

No Subject
Posted on: 2017-12-09 09:41:38   By: Anonymous
 
This agency was established by Barry, the intent was to be independent and not be holding to any branch of our government, they operate under the guise of helping consumers, but read deeper, and you will find out what Barry and the Dems. Had in mind for them to do! We don't need new branches of our government running rogue over people or parties that they don't agree with!

[Reply ]

    Re:
    Posted on: 2017-12-10 09:34:21   By: Anonymous
     
    You need to let more air and information into your bubble. I think your brain is starving for both. Hope it's not too late.

    [Reply ]


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